Month: July 2019

Can I borrow directly over the mobile?

by admin

 

You can easily take out a loan over your mobile

You can easily take out a loan over your mobile

Until July 1, 2014, NemID was based on Java. This meant that all services, typically public, were unavailable on mobile and tablet. The same was true of many loans. You could use our features over the phone but not sign a loan agreement. Fortunately, the new NemID rules have changed that. Today you can easily take out a loan over your mobile!

Anywhere, anytime

Anywhere, anytime

The measure means that it has never been easier to borrow money! You can borrow whatever you are on the move or sit at home in the living room. So you can borrow money five minutes after you get a fine, see an attractive offer or come out from the dentist with a more expensive bill than expected. All you need is your smartphone and your NemID .

For example, you do not depend on a laptop when you want to borrow money. This, coupled with a quick application process, provides freedom and flexibility in your finances. It may be needed if you are in a tight month. Mobile loans can thus be a good loan option for those who need extra money here and now.

While it's never been easier to borrow, it's not necessarily the right solution. All loans are debt, so we recommend that you consider your financial situation before taking out loans. A personal assessment of your finances is important because it indicates whether you really have the opportunity to repay your loan in a relatively short time. That is why it is also important that you are honest with yourself so that you are not suddenly in a difficult situation.

Loan over mobile today

Loan over mobile today

If you know that you have the money in the foreseeable future, we offer initial loans with 50% for up to 30 days. This means that you can borrow up to USD 6,000 at half price if you have not borrowed from us before.

We work with three types of costs; principal , interest and fees . The fact that the first loan is at 50% for up to 30 days means that you only have to pay half the interest you would otherwise have had to pay.

The lowest interest rate

by admin

Apply for a loan now

Apply for a loan now

If you are looking for the cheapest loan and the provider with the lowest interest rate or the lowest cost, then you have come to the right place. The loan providers here on the site have the best loans on the market, and they are very different, so whatever you want to borrow, you will find a solution here. Check our list and find the provider (s) that match your needs. Once you find them all on the list, you can quickly see which provider has the lowest interest rates. In the overview you see an interest spread with - from and to, and that changes in the loan calculator at the provider. It really depends on how much and how long you have to borrow. You need to go through all the providers before finding the best and cheapest. Remember that interest rates can be fixed or variable, and you must also compare these between the different providers. The interest is part of the loan price, but there are many other details that make up the total price. In the end, it's all about the total cost, and for you as a borrower, what is called the PRA, which is the annual percentage rate.

The PRA consists of establishment costs, interest, and collection fees, which are added together and then divided by the loan amount, which is then multiplied by 100. Then you get the OPP. This is the effective interest rate that all providers take to lend money to customers, and this is the number you use when comparing the providers with each other.

The cheapest loan

The cheapest loan

Check out our list of loan providers, and then find those with loans that match your loan needs in terms of amount size and maturity. Pick out some pieces - four to five approximately, and find a notepad so you can write notes. Then click on the "apply" cap for everyone - one at a time, it's free. At each provider, you enter the desired amount and maturity, and then write down all figures, including the AOP, which you eventually compare to your own small list. Then select three providers to which you will then submit an application.

Submit more applications

Submit more applications

We recommend that you submit an application to the three providers that best fit your plans so that you have a greater chance of getting a loan approved. It's about getting more answers back from the loan providers, and the more answers, the greater the chance that one of them is positive. You also save a lot of time that way. If you get more positive answers, then you can just choose the provider with the best offer and the cheapest solution for you. For you it is first and foremost about being approved, and you get a positive response from the most expensive, and no from the other two, then you can choose whether you want to accept the offer or if you want to seek another provider...

Either way, you'll find the best and cheapest loan on our list. We and other consumers have tested them through and they are all good and good for something. If you find that the loan is too expensive, try reducing the maturity by one year, and you will find that the total cost falls significantly.